Refinance

Call First Mortgage today and let one of our loan professionals provide you with a "Good Faith Estimate" of closing costs for a refinance on your present mortgage. To enter your current mortgage information into a refinance calculator and view details of what a lower interest rate can do for you, click on the Refinance Mortgage Calculator link below. If you have an ARM (adjustable rate mortgage) with a scheduled rate increases or a fixed rate mortgage with a rate above 7.50% - 8.00 % and you are planning on staying in your home at least five years, now may be the time to refinance. If you have built up some equity in your home cash back amounts may be used to pay-off any high interest second mortgages, credit cards or other personal loans. Cash back may also be used for any other purpose, now may be the time to complete a home improvement project that you have been planning.

Rural Development Loans now have a refinance option, click here for details.

Legislative changes, effective May 15, 2001, now authorize the USDA Guaranteed Rural Housing Program to be used for both purchase and refinance loans.
Refinance Calculator & Rate Chart
Refinance Mortgage Calculator	Interest Rate Comparison Table

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